:root{
  --navy:#11284d;
  --blue:#246bfd;
  --blue-dark:#1c59d5;
  --text:#1b2940;
  --muted:#66758d;
  --line:#e4eaf2;
  --soft:#f6f9fc;
  --soft-blue:#eef4ff;
  --white:#ffffff;
  --success:#0c8b57;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.6;
}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1160px,92%);margin:0 auto}
.topbar{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);
  backdrop-filter: blur(8px);
  border-bottom:1px solid var(--line);
}
.nav{
  min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px;
}
.brand{
  font-size:24px;font-weight:850;letter-spacing:-0.03em;color:var(--navy);
}
.brand span{color:var(--blue)}
.navlinks{
  display:flex;gap:24px;align-items:center;color:#55647b;font-size:14px;
}
.hero{
  background:linear-gradient(180deg,#ffffff 0%, #f8fbff 100%);
  padding:56px 0 48px;
}
.hero-grid{
  display:grid;grid-template-columns:1.02fr 0.98fr;gap:44px;align-items:center;
}
.eyebrow{
  display:inline-flex;align-items:center;
  font-size:13px;font-weight:800;
  color:var(--blue-dark);
  background:var(--soft-blue);
  border-radius:999px;padding:9px 13px;
  margin-bottom:18px;
}
h1{
  margin:0 0 18px;
  font-size:clamp(42px,6vw,66px);
  line-height:1.02;
  letter-spacing:-0.05em;
  color:#152544;
}
.lead{
  margin:0 0 28px;
  font-size:19px;
  color:var(--muted);
  max-width:650px;
}
.actions{
  display:flex;gap:12px;flex-wrap:wrap;margin-bottom:14px;
}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:52px;padding:0 22px;border-radius:15px;
  font-weight:800;border:1px solid transparent;
  transition:.16s ease;
}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-dark)}
.btn-secondary{background:#fff;border-color:var(--line);color:#223555}
.btn-secondary:hover{background:#f9fbff}
.micro{
  font-size:13px;color:var(--muted);
}
.card-photo{
  background:#fff;
  border:1px solid var(--line);
  border-radius:26px;
  padding:14px;
  box-shadow:0 24px 70px rgba(17,40,77,.08);
}
.card-photo img{
  border-radius:18px;
  width:100%;
  aspect-ratio:4/3;
  object-fit:cover;
}
.quickfacts{
  padding:22px 0;
  background:#fff;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.quickfacts-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:16px;
}
.quickfact{
  display:flex;gap:12px;align-items:flex-start;
  padding:14px 12px;border-radius:16px;
}
.badge-icon{
  width:40px;height:40px;border-radius:12px;
  display:grid;place-items:center;
  background:var(--soft-blue);color:var(--blue);
  font-weight:900;flex:none;
}
.quickfact h3{
  margin:0 0 4px;font-size:15px;color:#1c2d49;
}
.quickfact p{
  margin:0;font-size:13px;color:var(--muted);
}
.section{
  padding:76px 0;
}
.section.soft{background:var(--soft)}
.section h2{
  margin:0 0 12px;
  font-size:36px;
  line-height:1.12;
  letter-spacing:-0.035em;
  color:#152544;
}
.section-intro{
  margin:0 0 28px;
  max-width:760px;
  color:var(--muted);
}
.two-col{
  display:grid;grid-template-columns:0.96fr 1.04fr;gap:36px;align-items:center;
}
.steps{
  display:grid;gap:14px;
}
.step{
  display:grid;grid-template-columns:46px 1fr;gap:14px;
  background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;
}
.num{
  width:46px;height:46px;border-radius:14px;
  display:grid;place-items:center;
  background:var(--soft-blue);color:var(--blue);
  font-weight:850;
}
.step h3{margin:2px 0 4px;font-size:17px}
.step p{margin:0;color:var(--muted)}
.reasons{
  display:grid;grid-template-columns:repeat(2,1fr);gap:16px;
}
.reason{
  background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;
}
.reason h3{margin:0 0 7px;font-size:17px}
.reason p{margin:0;color:var(--muted);font-size:14px}
.notice{
  border:1px solid var(--line);background:#fff;border-radius:18px;
  padding:22px;color:var(--muted);
}
.notice strong{color:var(--navy)}
.cta-wrap{padding-top:8px}
.cta{
  background:linear-gradient(135deg,#10284d 0%, #1c58c8 100%);
  color:#fff;border-radius:28px;padding:36px;
  display:flex;justify-content:space-between;align-items:center;gap:20px;
}
.cta h2{margin:0;font-size:32px;color:#fff}
.cta p{margin:8px 0 0;color:#dae6fb}
.disclosure{
  font-size:13px;color:var(--muted);
  border:1px solid var(--line);
  background:#fff;border-radius:16px;padding:18px;
}
footer{
  border-top:1px solid var(--line);
  padding:34px 0 44px;
  background:#fff;
}
.footerrow{
  display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;align-items:center;
}
.footerlinks{
  display:flex;gap:16px;flex-wrap:wrap;color:var(--muted);font-size:13px;
}
.copyright{font-size:13px;color:var(--muted)}
.content-page{
  padding:54px 0 70px;
}
.content-page .container{max-width:860px}
.content-page h1{
  font-size:40px;line-height:1.08;letter-spacing:-0.035em;margin-bottom:10px;
}
.content-page p,.content-page li{
  color:#4e5f78;
  font-size:15px;
}
.content-page h2{
  margin-top:28px;
  font-size:22px;
}
.content-card{
  background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;
}
@media (max-width: 920px){
  .hero-grid,.two-col,.quickfacts-grid{grid-template-columns:1fr}
}
@media (max-width: 700px){
  .navlinks{display:none}
  .hero{padding-top:42px}
  .reasons{grid-template-columns:1fr}
  .cta{flex-direction:column;align-items:flex-start}
}